Europejski Urząd Nadzoru Bankowego, Wytyczne dotyczące wymagań informacyjnych w odniesieniu do transferów środków i transferów określonych aktywów kryptograficznych w ramach Rozporządzenia (UE) 2023/1113

EBA/GL/2024/11

04/07/2024

Final Report Guidelines on information requirements in relation to transfers of funds and certain crypto-assets transfers under Regulation (EU) 2023/1113 (‘Travel Rule Guidelines’)

Regulation (EU) 2023/1113 on information accompanying transfers of funds and certain cryptoassets was published on 9 June 2023. It recasts Regulation (EU) 2015/847 and extends its scope to the transfer of certain crypto-assets. Its main objective is to make the abuse of funds and certain crypto-asset transfers for terrorist financing and other financial crime purposes more difficult, and to enable relevant authorities to fully trace such transfers where this is necessary to prevent, detect or investigate money laundering and terrorism financing (ML/TF).

Regulation (EU) 2023/1113 does not set out in detail what payment service providers (PSPs), intermediary PSPs (IPSPs), crypto-asset service providers (CASPs), and intermediary CASPs (ICASPs) should do in order to comply with it....