Europejski Urząd Nadzoru Bankowego, Wytyczne dotyczące ogólnej zdolności naprawczej w kontekście planowania naprawy

EBA/GL/2023/06

19/07/2023

Final Report

Guidelines on overall recovery capacity in recovery planning

1. Executive Summary

Directive 2014/59/EU requires institutions to set up recovery plans to strengthen their ability to restore financial and economic viability when potentially facing situations of significant deterioration. Through recovery planning, institutions are preparing in advance to address a wide range of crises that could emerge.

In this context, Section A of the Directive 2014/59/EU Annex specifically provides for institutions to include a summary of their overall recovery capacity (ORC) within their recovery plans, the ORC being the extent to which the recovery options allow that entity or those entities to recover in a range of scenarios of severe macroeconomic and financial stress . The role of the ORC as a summary measure within the recovery plan is further outlined by Article 4 of Commission Delegated Regulation (EU) 2016/1075 . The delegated regulation, as set out in...