Europejski Urząd Nadzoru Bankowego, Europejski Urząd Nadzoru Giełd i Papierów Wartościowych (European Securities and Markets Authority - ESMA), Europejski Urząd Nadzoru Ubezpieczeń i Pracowniczych Programów Emerytalnych (European Insurance and Occupational Pensions Authority - EIOPA), Sprawozdanie roczne Europejskich Organów Nadzoru za 2022 r.

JC 2023

06 23 May 2023

Joint Committee - Annual Report 2022

In 2022 the Joint Committee (JC), under the chairmanship of the European Insurance and Occupational Pensions Authority (EIOPA), continued to play a coordinating role and facilitated discussions and exchange of information across the three European Supervisory Authorities (ESAs), the European Commission and the European Systemic Risk Board (ESRB). The JC focused on issues of cross-sectoral relevance, including joint risk assessment, sustainable finance, digitalisation, consumer protection and financial innovation, securitisation, financial conglomerates and central clearing.

1. Joint Risk Assessment

The Joint Committee prepared two Joint Risk Reports in Spring and Autumn respectively. In Spring, the report highlighted increasing vulnerabilities across the financial sector, notably regarding inflation risk, a possible deterioration in asset quality, increase in yields and a sudden reversal of risk premia, as well as the rise of...