Europejski Urząd Nadzoru Bankowego, Opinia w sprawie zagrożeń związanych z praniem pieniędzy i finansowaniem terroryzmu, mających wpływ na sektor finansowy Unii Europejskiej

EBA/Op/2021/04

3 March 2021

Opinion of the European Banking Authority on the risks of money laundering and terrorist financing affecting the European Union’s financial sector

Introduction and legal basis

1. Article 6(5) of Directive (EU) 2015/849 requires the EBA to issue an Opinion on the risks of money laundering and terrorist financing (ML/TF) affecting the European Union’s financial sector every two years.

2. This is the third Opinion on the risks of ML/TF affecting the European Union’s financial sector. The EBA is issuing this Opinion as part of its new mandate to lead, coordinate and monitor the fight against ML/TF in the financial system at the EU level. The European Securities and Markets Authority (ESMA) and European Insurance and Occupational Pensions Authority (EIOPA) were closely involved in the process.

3. The Opinion draws on information provided by competent authorities (CAs) and on information obtained in the context of the EBAs’ work, such as the attendance at AML/CFT...