Europejski Urząd Nadzoru Bankowego, Opinia w sprawie wzajemnego oddziaływania między dyrektywą UE w sprawie przeciwdziałania praniu pieniędzy a dyrektywą UE w sprawie systemów gwarancji depozytów

EBA/Op/2020/19

11 December 2020

Opinion of the European Banking Authority on the interplay between the EU Anti-Money Laundering Directive and the EU Deposit Guarantee Schemes Directive

Introduction and legal basis

1. In October 2019 the EBA published the Opinion of the European Banking Authority on deposit guarantee scheme payouts, which outlines several proposals regarding deposit guarantee scheme (DGS) payouts for which there are money laundering (ML) and/or terrorism financing (TF) concerns, for the Commission to take into account when revising the Deposit Guarantee Schemes Directive (DGSD) and Anti-Money Laundering Directive (AMLD) . The Opinion also stated that a number of topics will require further analysis, indicating that the EBA would be well placed to contribute to this endeavour, and that such work would benefit from expertise in both deposit insurance and anti-money laundering (AML), including through the involvement of national DGS practitioners.

2. The separate EBA Opinion...