Europejski Urząd Nadzoru Bankowego, Opinia Europejskiego Urzędu Nadzoru Bankowego w sprawie zielonych pożyczek i kredytów hipotecznych

EBA/Op/2023/13

December 2023

Opinion of the European Banking Authority on green loans and mortgages

Introduction and legal basis

1. On 6 July 2021, the European Commission adopted a Communication ‘Strategy on Financing the Transition to a Sustainable Economy’ of July 2021 (Strategy). The Strategy aims to support the financing of the transition to a sustainable economy by proposing action in four areas: transition finance, inclusiveness, resilience and contribution of the financial system and global ambition. The Strategy was adopted as part of an ambitious and comprehensive package of measures to help improve the flow of funding towards financing the transition to a sustainable economy .

2. The Strategy announced the allocation of several tasks to the European Banking Authority (EBA). The tasks are allocated to the EBA in a next step through legal mandates in the Capital Requirements Regulation (CRR) and Capital Requirements Directive (CRD) , and through calls for advice issued by the...