Europejski Urząd Nadzoru Bankowego, Opinia Europejskiego Urzędu Nadzoru Bankowego w sprawie środków zgodnych z artykułem 458 rozporządzenia (UE) nr 575/2013

EBA Op/2024/06

16 August 2024

Opinion of the European Banking Authority on measures in accordance with Article 458 of Regulation (EU) No 575/2013

Introduction and legal basis

1. On 22 July 2024, the European Banking Authority (EBA) received a notification from the European Systemic Risk Board (ESRB) on the intention of the Central Bank of the Netherlands (De Nederlandsche Bank – DNB), to apply Article 458(9) of Regulation (EU) No 575/2013 of the European Parliament and of the Council on prudential requirements for credit institutions and investment firms.

2. The notification concerns the two-year extension of a measure originally introduced by DNB on 1st January 2022 and already extended in December 2022 for two additional years up to 30th November 2024. The measure is a minimum average risk weight for the calculation of regulatory capital requirements applicable to exposures to natural persons secured by mortgages on residential property located in the Netherlands and it is based on...