Europejski Urząd Nadzoru Bankowego, Opinia EBA w sprawie ryzyka prania pieniędzy i finansowania terroryzmu mającego wpływ na sektor finansowy UE

EBA/Op/2023/08

13 July 2023

EBA Regular Use

Opinion of the European Banking Authority on money laundering and terrorist financing risks affecting the EU’s financial sector

Introduction and legal basis

1. The EBA competence to deliver an Opinion on money laundering (ML) and terrorist financing (TF) risks affecting the EU’s financial sector is based on Article 6(5) of Directive (EU) 2015/849, Articles16a(1) and 29(1) (a) of Regulation (EU) No 1093/2010 , which requires the EBA to issue such an Opinion every 2 years. This Opinion serves to inform competent authorities’ application of the risk-based approach to anti-money laundering (AML) / countering the financing of terrorism (CFT) supervision and the European Commission’s Supranational Risk Assessment. It is addressed to the European co-legislators and AML/CFT competent authorities.

2. This is the EBA’s fourth Opinion on ML/TF risks. It is based on data from January 2020 to January 2023, including 49 AML/CFT competent authorities’ responses...