Europejski Urząd Nadzoru Ubezpieczeń i Pracowniczych Programów Emerytalnych (European Insurance and Occupational Pensions Authority - EIOPA), Dokument roboczy EIOPA o zagrożeniach związanych z przyrodą i ich wpływie na ubezpieczycieli

EIOPA-23/247

29 March 2023

EIOPA Staff paper on naturerelated risks and impacts for insurance

EXECUTIVE SUMMARY

1.1. The European Commission issued a proposal for a regulation on nature restoration in June 2022. In December 2022, the Parties to the UN Biodiversity Conference (COP15) adopted the Kunming-Montreal Global Biodiversity Framework to secure biodiversity and ecosystems for the next decade, including initiatives on ‘nature finance’.

1.2. This impetus reminds the world of the potentially life-threatening consequences of the loss of nature to humankind. Nature can be considered as a source of defense against climate change, and a major source of physical and mental wellbeing. Failure to account for, mitigate, and adapt to the consequences of the loss of nature can be a source of economic risks potentially jeopardising financial stability. Over half of global GDP depends on nature and services it provides. Biodiversity underpins healthy and nutritious diets and improves rural...