Europejski Urząd Nadzoru Bankowego, Wytyczne EBA w sprawie ustanowienia i prowadzenia krajowych wykazów lub rejestrów podmiotów obsługujących kredyty na podstawie dyrektywy (UE) 2021/2167

EBA/GL/2024/02

05/03/2024

FINAL REPORT

Guidelines on the establishment and maintenance of national lists or registers of credit servicers under Directive (EU) 2021/2167

Article 9 (1) of Directive (EU) 2021/2167 on credit servicers and credit purchasers mandates the EBA to develop guidelines addressed to competent authorities for establishing and maintaining lists or registers of all credit servicers authorised to provide services within their territory. The Guidelines shall ‘specify the types of information to be included in the lists or registers in order to guarantee a level playing field across the Union and transparency for credit purchasers and for borrowers’.

As credit purchasers and borrowers are the main prospective users and beneficiaries of the lists or registers, the EBA arrived at the view that it is primarily their interests that should determine the content of the Guidelines in terms of i) the content of the lists or registers, ii) how they should be made accessible, and iii)...