Europejski Urząd Nadzoru Bankowego, Wytyczne dotyczące jednolitej metodologii dokonywania oceny na potrzeby udzielenia zezwolenia na prowadzenie działalności w charakterze instytucji kredytowej

EBA/GL/2021/12

11 November 2021

Final Report On Guidelines on a common assessment methodology for granting authorisation as a credit institution under Article 8(5) of Directive 2013/36/EU

1. Executive Summary

Access to an integrated internal market for financial services postulates that newcomers are subject to the same assessment methodology as regards compliance with authorisation requirements. With a view to fostering convergence of supervisory practices across the EU, the EBA – in accordance with the mandate set out in Article 8(5) CRD, introduced by Directive (EU) 2019/878 – has developed these draft guidelines ‘to specify a common assessment methodology for granting authorisations in accordance with this Directive’. The Guidelines lay down a common assessment methodology (‘CAM’) to be used by competent authorities throughout the EU for the purposes of granting authorisation as a credit institution.

The Guidelines apply to applicant credit institutions covered by both letters (a)...