Europejski Urząd Nadzoru Bankowego, Europejski Urząd Nadzoru Giełd i Papierów Wartościowych (European Securities and Markets Authority - ESMA), Europejski Urząd Nadzoru Ubezpieczeń i Pracowniczych Programów Emerytalnych (European Insurance and Occupational Pensions Authority - EIOPA), Wspólne sprawozdanie w odpowiedzi na wezwanie Komisji Europejskiej dot. finansów cyfrowych

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Opublikowano: LEX/el. 2022
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Wspólne sprawozdanie w odpowiedzi na wezwanie Komisji Europejskiej dot. finansów cyfrowych

ESA 2022 01

31 01 2022

Joint European Supervisory Authority response to the European Commission’s February 2021 Call for Advice on digital finance and related issues: regulation and supervision of more fragmented or non-integrated value chains, platforms and bundling of various financial services, and risks of groups combining different activities

Executive summary

1. In February 2021, the European Commission (Commission) published its Call for Advice on digital finance and related issues, among other things, requesting the European Supervisory Authorities (ESAs) to carry out an analysis of (i) the fragmentation of the financial services value chain, (ii) the growth of digital platforms, and (iii) mixed activity groups, and to set out such recommendations as appropriate in order to ensure the EU’s financial services regulatory and supervisory framework remains fit for purpose.

2. This report sets out the findings and advice of the ESAs in response to the Commission’s request. It covers cross-sectoral and...

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