Europejski Urząd Nadzoru Bankowego, Sprawozdanie Wspólnego Komitetu w sprawie zagrożeń i słabości systemu finansowego UE (sierpień 2023)

JC 2023 44

JOINT COMMITTEE REPORT ON

RISKS AND VULNERABILITIES IN THE EU FINANCIAL SYSTEM

AUGUST 2023

EXECUTIVE SUMMARY AND POLICY ACTIONS

Recent years have presented a series of adverse events, i.e., the pandemic, related supply chain disruptions, the Russian aggression against Ukraine, the energy crisis, the Gilt crises in the UK and US mid-sized banks turmoil, which most financial institutions have navigated well. This was partly supported by sound fundamentals such as robust capital positions. Nonetheless, the European economy continues to experience a period of heightened uncertainty which presents material financial stability risks that necessitate vigilance from all financial market participants.

Against this background, the Joint Committee advises the ESAs, national competent authorities, financial institutions, and market participants to take the following policy actions: