Europejski Urząd Nadzoru Bankowego, Sprawozdanie EBA na temat stosunku właściwych organów do nadzoru nad bankami w kontekście przeciwdziałania praniu pieniędzy i finansowaniu terroryzmu (3/2022)

EBA/REP/2023/20

July 2023

EBA REPORT

ON COMPETENT AUTHORITIES’ APPROACHES TO THE SUPERVISION OF BANKS WITH RESPECT TO ANTIMONEY LAUNDERING AND COUNTERING THE FINANCING OF TERRORISM (ROUND 3 – 2022)

Executive Summary

This report summarises the findings from the third round of AML/CFT implementation reviews that took place between January and December 2022. AML/CFT implementation reviews are carried out in line with Article 1, Article 8(1), Article 9a and Article 29(1) and (2) of Regulation (EU) No 1093/2010 (EBA Regulation).

During this round, EBA staff reviewed twelve competent authorities from nine EU/EEA Member States that are responsible for the AML/CFT supervision of banks. In total, staff spent 45 working days on-site, assessed more than 1,000 documents and met with 40 local private sector representatives and nine Financial Intelligence Units. Some interviews were carried out remotely.

Each review focussed on how competent authorities assess the ML/TF risks associated with banks under...