Europejski Urząd Nadzoru Bankowego, Roczne sprawozdanie ilościowe EBA dotyczące minimalnego wymogu w zakresie funduszy własnych i zobowiązań kwalifikowalnych (MREL)

EBA/REP/2023/03

JANUARY 2023

EBA MREL QUANTITATIVE MONITORING REPORT AND IMPACT ASSESSMENT (ARTICLE 45 BRRD II)

Executive summary

This report is answering BRRD MREL quantitative monitoring mandates under BRRD Articles 45 l 1 and 2 jointly.

The former is the EBA MREL shortfall report that we have been publishing annually for the past three years. The latter is the first iteration of an impact assessment due every three years.

The EBA received 337 external MREL decisions that cover 81.2% of EU banking sector assets, with bail-in as the prominent strategy covering 77.3% of EU banking sector assets.

As of May 2022, 337 resolution groups or stand-alone institutions and 157 non-resolution entities had been set an external and internal MREL, respectively, above minimum own fund requirements. Based on the decisions reported by authorities to the EBA by the end of May 2022, the bail-in continues to be the prominent strategy for the largest banks, with a total of 144 decisions that represents 77.3%...