Europejski Urząd Nadzoru Bankowego, Europejski Urząd Nadzoru Giełd i Papierów Wartościowych (European Securities and Markets Authority - ESMA), Europejski Urząd Nadzoru Ubezpieczeń i Pracowniczych Programów Emerytalnych (European Insurance and Occupational Pensions Authority - EIOPA), Raport z warsztatów JC SC CPFI na temat badań nad zachowaniem 14-15 lutego 2024 r.

JC 2024 42

26 June 2024

REPORT OF THE JC SC CPFI WORKSHOP

ON BEHAVIOURAL INSIGHTS 14 - 15 February 2024

„HOW COULD SUPERVISORY AUTHORITIES MAKE USE OF BEHAVIOURAL INSIGHTS IN THEIR DAY-TO-DAY SUPERVISORY AND POLICY WORK?”

1. Executive Summary

1. On 14 and 15 February 2024 the three European Supervisory Authorities (ESAs) organized, under the umbrella of the Joint Committee of the European Supervisory Authorities’ Consumer Protection and Financial Innovation Sub-Committee (JC SC CPFI), a workshop for National Competent Authorities (NCAs) to facilitate information sharing and exchange of experiences on how behavioural insights could be applied to NCAs policy and supervisory work. It also aimed at identifying the challenges faced by NCAs.

2. Behavioural insights are instrumental in supporting financial markets to deliver better products and services for consumers, while protecting them from harm. Behaviourally and evidence-based interventions have the potential to strengthen supervision and...