Europejski Urząd Nadzoru Bankowego, Raport o oszustwach płatniczych 2024

EBA_ECB

2024

2024 REPORT ON PAYMENT FRAUD

Executive Summary

This report, jointly prepared by the EBA and the ECB, assesses the latest payment data reported to the EBA and the ECB under Article 96(6) of Directive EU 2015/2366 (the revised Payment Services Directive, PSD2). It covers semi-annual data reported for the three reference periods H1 2022, H2 2022 and H1 2023, and focuses on the payment instruments of credit transfers, direct debits, card payments (from an EU/EEA issuing perspective), cash withdrawals and e-money transactions. The data covers all EU/EEA countries that reported the full time series and the report analyses total payment transactions and the subset of fraudulent transactions, both in value and volume terms. It further provides more detailed analyses on specific topics such as the main fraud types and the application of strong customer authentication (SCA), as well as some geographical and country-level analyses.

The report assesses the payment fraud reported by the...