Europejski Urząd Nadzoru Bankowego, Raport EBA w sprawie finansowania (2022-2024)

SEPTEMBER 2022

EBA/Rep/2022/19

FUNDING PLANS REPORT

Introduction

The objective of this report is to analyse and assess the feasibility of submitted funding plans for the EU banking system. Back-testing of past funding plans supports the assessment of the reliability of the trends in assets, liabilities and pricing projected by banks. To assess the feasibility of the asset growth forecast by banks on an aggregated level, as well as corresponding forecasts on deposit and marketbased funding, the report also compares submitted data with market and statistical information, such as historical issuance volumes. While most of the assessment is carried out at the EU level, country level comparisons are also provided.

The analysis is based on funding plan data as per end 2021 reported in accordance with the EBA Guidelines.1 These guidelines have changed in 2020 with the aim of providing additional details on market-based funding, align concepts to those used in FINREP and ease the reporting burden...