Europejski Urząd Nadzoru Bankowego, Raport EBA na temat ryzyka prania pieniędzy i finansowania terroryzmu w instytucjach płatniczych
Raport EBA na temat ryzyka prania pieniędzy i finansowania terroryzmu w instytucjach płatniczych
EBA/REP/2023/18
16 JUNE 2023
EBA REPORT ON ML/TF RISKS ASSOCIATED WITH PAYMENT INSTITUTIONS
Executive summary
Payment institutions are subject to Directive (EU) 2015/849 (‘AMLD’) for anti-money laundering and terrorist financing (AML/CFT) purposes. Therefore, they should have in place systems and controls to identify, assess, monitor and manage money laundering and terrorist financing (ML/TF) risks. At the same time, in line with the risk-based approach, AML/CFT supervisors should adjust the frequency and intensity of their supervisory activity to monitor effectively, and to take measures as necessary, to ensure compliance of payment institutions with the AMLD.
In 2022, the EBA carried out an assessment of ML/TF risks in the payment institutions sector. The objective of this risk assessment was to better understand:
the scale and nature of the ML/TF risk associated with the payment institutions sector;
the extent to which payment institutions’ AML/CFT systems and controls are adequate...
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