Europejski Urząd Nadzoru Bankowego, Raport EBA na temat monitorowania całkowitej zdolności do absorbowania strat i minimalnego wymogu dotyczącego funduszy własnych i zobowiązań kwalifikowalnych (TLAC/MREL) - aktualizacja

EBA/REP/2022/23

7 October 2022

EBA REPORT ON THE MONITORING OF TLAC-/MREL-ELIGIBLE LIABILITIES INSTRUMENTS OF EUROPEAN UNION INSTITUTIONS – UPDATE

Executive summary

Reasons for publication

1. On 20 May 2019, co-legislators adopted a package of amendments to the banking framework (CRR2 , CRD5 , BRRD2 and SRMR2 ). The banking package updates, inter alia, the framework for the minimum requirement for own funds and eligible liabilities (MREL) and implements the FSB total loss-absorbing capacity (TLAC) standard in EU legislation. CRR2 also expands the scope of the EBA ongoing review of the quality of own funds to the quality of TLAC/ MREL ‘eligible liabilities instruments’.

2. In addition to its general market monitoring and assessment tasks in the areas of its competence (Article 8(1)(f) in conjunction with Article 32(1) of the EBA Regulation ), Article 80(1) of the CRR states that the ‘EBA shall monitor the quality of own funds and eligible liabilities instruments issued by institutions...