Europejski Urząd Nadzoru Bankowego, Opinia w sprawie środków przewidzianych w art. 458 rozporządzenia (UE) nr 575/2013

EBA/Op/2021/06

17 June 2021

EBA Regular Use

Opinion of the European Banking Authority on measures in accordance with Article 458 Regulation (EU) No 575/2013

Introduction and legal basis

1. On 18 May 2021, the European Banking Authority (EBA) received notification from the European Systemic Risk Board (ESRB) on the intention of the Central Bank of Estonia (Eesti Pank), the Estonian macroprudential authority, to apply Article 458(9) of Regulation (EU) No 575/2013 of the European Parliament and of the Council (Capital Requirements Regulation, CRR) .

2. This notification concerns the two-year extension of a measure introduced by Eesti Pank in 2019 in application of Article 458(2)(d)(iv) of the CRR to impose a credit institution-specific minimum level of 15% for the exposure-weighted average of the risk weights applied to the portfolio of retail exposures secured by mortgages on immovable property to obligors residing in Estonia. The measure applies to credit institutions that use the IRB...