Europejski Urząd Nadzoru Bankowego, Opinia EBA w sprawie zmian Komisji Europejskiej do ostatecznego projektu RTS na temat wymogów dot. oceny zdolności kredytowej projektów crowdfundingowych, wyceny ofert crowdfundingowych oraz polityk i procedur zarządzania ryzykiem uzupełniających rozporządzenie (UE) 2020/1503

EBA/Op/2023/04

7 June 2023

Opinion of the European Banking Authority

on the European Commission’s amendments relating to the final draft Technical Standards on requirements on credit scoring of crowdfunding projects, pricing of crowdfunding offers, and risk management policies and procedures supplementing Regulation (EU) No 2020/1503, having regard in particular to Article 19(7) thereof.

Introduction and legal basis

The European Banking Authority’s (EBA) competence to deliver an opinion is based on the fifth subparagraph of Article 10(1) of Regulation (EU) No 1093/2010 (‘EBA Regulation’), as the specification of the requirements of credit scoring of crowdfunding projects, pricing of crowdfunding offers, and risk management policies and procedures, under Regulation (EU) 2020/1503 , is an area of competence of the EBA which has been mandated to develop draft regulatory technical standards on this topic.

In accordance with Article 14(7) of the Rules of Procedure of the Board of Supervisors ,...