Europejski Urząd Nadzoru Bankowego, Opinia EBA na temat środków przewidzianych w art. 458 rozporządzenia w sprawie wymogów ostrożnościowych dla instytucji kredytowych

EBA-Op-2022-09

Opinion of the European Banking Authority on measures in accordance with Article 458 of Regulation (EU) No 575/2013

Introduction and legal basis

1. On 8 August 2022, the European Banking Authority (EBA) received a notification from the European Systemic Risk Board (ESRB) on the intention of the Central Bank of the Netherlands (De Nederlandsche Bank – DNB), to apply Article 458(9) of Regulation (EU) No 575/2013 of the European Parliament and of the Council on prudential requirements for credit institutions and investment firms. This notification concerns the extension of a measure initially activated by the DNB on 1st January 2022 based on Article 458(2)(d)(iv) of that Regulation, to introduce a minimum average risk weight for the calculation of regulatory capital requirements applicable to exposures to natural persons secured by mortgages on residential property located in the Netherlands and applicable to credit institutions that use the Internal Ratings Based (IRB)...