Europejski Urząd Nadzoru Bankowego, Analiza dotycząca technologii regulacyjnych w sektorze finansowym UE

June 2021

EBA/REP/2021/17

EBA ANALYSIS OF REGTECH IN THE EU FINANCIAL SECTOR

Executive Summary

The EBA is focused on monitoring financial innovation, promoting knowledge‐ sharing and fostering technological neutrality in regulatory and supervisory approaches.

Article 31 of the European Banking Authority (EBA) Founding Regulation (EU) No 1093/2010 mandates the Authority to promote supervisory convergence and facilitate entry into the market of actors or products relying on technological innovation, in particular through the exchange of information and best practices. The aim of this mandate is to contribute to the establishment of a common European approach towards technological innovation.

The use of innovative technology in the financial sector continues at fast pace. RegTech, defined as any range of applications of technology‐ enabled innovation for regulatory, compliance and reporting requirements implemented by a regulated institution (with or without the assistance of RegTech provider),...